Learn more about insurance agents
Insurance agents work under the supervision of insurance companies and act as their agents. They are responsible for advising prospective clients on insurance matters and for obtaining insurance for customers. Insurance agents also deal with claims and settling disputes involving insurance. In the United States, insurance agents can have their own firms, which can be found in most states. However, most agents work through an agency. An independent insurance agent may be able to do more than just represent one company; they may also help a number of companies for a fee.
Insurance agents are required to obtain a license from their state or municipality and pass examinations. It is important for agents to get a thorough understanding of their area of responsibility.
You can consult the agent's record James M Murphy on the Florida website.
There are various kinds of insurance policies and each has distinct coverage plans, as well as different rates.
The most important function of insurance agents is to serve as a representative of the insured, to make the necessary arrangements for compensation, and to close the contract after the customer agrees to the terms.